Ellensburg, Roslyn and Cle Elum real estate and homes for sale in Washington - Debra Clerf, REALTOR® Debra Clerf REALTOR(r) for Ellensburg, Roslyn and Cle Elum, Washington real estate - NUMBER1EXPERT™ Debra Clerf NUMBER1EXPERT(tm) for Ellensburg, Roslyn and Cle Elum, Washington real estate
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-792-8273.


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First Time Homebuyers: Ellensburg, Roslyn and Cle Elum Washington home buying, real estate listings, and homes for sale in Kittitas                       County, WA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Ellensburg, Roslyn and Cle Elum real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Insurance >Your Life Preserver

Title insurance is like a life preserver on a boat. You will probably never need it, but if you do, you will be very glad that it is there! How does title insurance work, and how does it protect you in the home buying process?

A title search will be ordered before you buy a home, to make sure that the sellers legally own the property, and that no one else has a legal interest in the home. The title company will also check through the ownership records for any liens, easements or other encumbrances on the title. This search should turn up any transactions that may not appear on the public record, such as an unsound transfer that occurred many years ago. Title insurance protects you against future claims against your home.

Your real estate agent can give you more specific information about the cost of title insurance and the types of coverage available in your area.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Debra Clerf, REALTORŪ, real estate agent and broker for Ellensburg, Roslyn and Cle Elum Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Debra Clerf
Coldwell Banker Kittitas Valley Realty

100 West 3rd Avenue
Ellensburg, WA. 98926
800-792-8273
509-925-8701
Fax: 509-925-8711
Email: DebraClerf@NUMBER1EXPERT.com

Debra Clerf is one of the top producing real estate agents in Kittitas County. Her dedication to excellence combined her many years of experience makes Debra The Right Choice for all your real estate needs.


Coldwell Banker Kittitas Valley Realty real estate and homes for sale in Ellensburg, Roslyn and Cle Elum Washington

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